By Andrew Regan
Motorbikes are becoming a more and more popular method of commuting in cities throughout the UK as roads become grid-locked with cars, trucks, buses and roadworks! Yet motorbikes still manage to weave their way through traffic and reach their destination on time - highlighting another benefit that biking has in comparison to driving a car. Not only can a motorbike traverse spaces that would be impossible in a car, motorbikes are also cheaper to maintain, have better fuel economy and it is much easier to find parking spaces in busy areas. In 2006 there were over 1.1million motorbikes registered in the UK, a figure which has gradually grown as popularity for biking rises.
In the UK, it is a legal requirement to be insured when driving on public roads. So, whether you’re a commuter who uses a motorbike to squeeze past gridlocked cars to get to your work on time, or a recreational rider exploring the UK’s country roads at the weekends, you’ll need adequate insurance cover to keep yourself and others protected while on the road.
However, it's not only when driving a motorbike that you need motorbike insurance. Due to the design and size of motorbikes, they can be stolen and removed by thieves far more easily than a car, and as a result most general insurance companies deem insuring motorbikes as a high risk. However some companies specialise in motorbike insurance and appreciate that this is not necessarily the case. In fact, providing the owner implements some basic security measures a motorbike can be as low risk to own as a car.
For example, motorbikes should be parked in well lit areas and the frame should be secured to a fixed object with a sturdy security chain. To further deter would-be thieves, fit an approved immobiliser to prevent the engine being started without the key, and install a Thatcham approved alarm. You could also have a tracking device fitted to help the Police track your motorbike in the event it should it be taken.
Owners should also buy an ultraviolet pen to mark their motorbike with personal details and keep a copy of the serial number of their motorbike, so that if their motorbike is stolen it can be traced back to the theives by the authorities. By taking precautions such as these, you can reduce your motorbike insurance premium.
The most common type of insurance chosen by owners is a comprehensive policy. This level of cover ensures that in the event of an accident the policy holder will be fully insured for the market value of their motorbike, as well as the repair cost of any damage caused to a third party by the policy holder. Some policies even cover policy holders for personal claims against them, which in today's litigious climate is certainly a comforting safeguard. This ensures that if you are unfortunate enough to have an accident, you won't have to cope with a huge financial burden too.
Sunday, October 14, 2007
Sunday, September 9, 2007
Motorcycle Riding in the Rain
By J. Blake
Dull grey skies today, a steady heavy rain, poor visibility. An opportunity to impress the crowd with a textbook demonstration of wet weather riding skills.
Starting with hardware. Motorcycle in good condition, especially tyres, the grooves good and deep to channel away water, no letting them wear flat with constant upright motorway riding, no messing about trying to extend their life because they look okayish. A helmet that won’t mist up. Clothes waterproof and breathable, they’re four years old now, never had any maintenance, I can ride through a downpour all day and not have a speck of moisture on me, miracle of modern fabrics. No trivial matter, comfort, a safety issue, you can tough stuff out for a while but it wears you down, you need your attention on staying alive not whether your feet are cold. Hi viz belts and bands, you can’t tell how many times you stay alive because some unnoticed driver sees you and doesn’t mow you down, but over time it’ll be quite a few.
Fifty percent increase in the safety bubble in front. Partly to stay out of the spray. Partly because braking distances are longer. Partly because if there’s trouble, you don’t brake, you accelerate. Braking puts the weight on the unstable front wheel, accelerating puts it on the stable back wheel. So you need space to accelerate into. Also, ride in a lower gear, use it to slow down without braking or accelerate without delaying.
Be real careful changing lanes, cars often leave their headlights off and they’re damn near invisible. Otherwise don’t worry about what’s behind you, let the hi viz stuff protect you there, concentrate on the trouble up front.
Ten mph slower than normal. That’s the deal. If you abrogate speeding limits to your own judgement, your position is a lot more compelling if you sometimes go slower, not always faster.
The game is, every time you hold back, you get a gold star. Here’s a gap I’d normally take, not today, one gold star. That doesn’t mean you have to be cowed and subdued, in fact often in the rain there’s an even greater need to filter past stuck traffic, just do it with less relish. Then collect the gold stars. But any rashness or impetuosity, all gold stars cancelled, start again.
Ten minutes later than normal for work, but a half hour margin allowed anyway, just for such contingencies. And about fifteen gold stars. Good start to the day.
Dull grey skies today, a steady heavy rain, poor visibility. An opportunity to impress the crowd with a textbook demonstration of wet weather riding skills.
Starting with hardware. Motorcycle in good condition, especially tyres, the grooves good and deep to channel away water, no letting them wear flat with constant upright motorway riding, no messing about trying to extend their life because they look okayish. A helmet that won’t mist up. Clothes waterproof and breathable, they’re four years old now, never had any maintenance, I can ride through a downpour all day and not have a speck of moisture on me, miracle of modern fabrics. No trivial matter, comfort, a safety issue, you can tough stuff out for a while but it wears you down, you need your attention on staying alive not whether your feet are cold. Hi viz belts and bands, you can’t tell how many times you stay alive because some unnoticed driver sees you and doesn’t mow you down, but over time it’ll be quite a few.
Fifty percent increase in the safety bubble in front. Partly to stay out of the spray. Partly because braking distances are longer. Partly because if there’s trouble, you don’t brake, you accelerate. Braking puts the weight on the unstable front wheel, accelerating puts it on the stable back wheel. So you need space to accelerate into. Also, ride in a lower gear, use it to slow down without braking or accelerate without delaying.
Be real careful changing lanes, cars often leave their headlights off and they’re damn near invisible. Otherwise don’t worry about what’s behind you, let the hi viz stuff protect you there, concentrate on the trouble up front.
Ten mph slower than normal. That’s the deal. If you abrogate speeding limits to your own judgement, your position is a lot more compelling if you sometimes go slower, not always faster.
The game is, every time you hold back, you get a gold star. Here’s a gap I’d normally take, not today, one gold star. That doesn’t mean you have to be cowed and subdued, in fact often in the rain there’s an even greater need to filter past stuck traffic, just do it with less relish. Then collect the gold stars. But any rashness or impetuosity, all gold stars cancelled, start again.
Ten minutes later than normal for work, but a half hour margin allowed anyway, just for such contingencies. And about fifteen gold stars. Good start to the day.
Thursday, August 30, 2007
Simple Tips on How to Clean Your Motorcycle
By Mike Webb
Cleaning your motorcycle can be a hassle, but with periodic care you can make it easy on yourself. Depending on where you ride and how often will determine how frequently you need to clean.
Cleaning your motorcycle can be a hassle, but with periodic care you can make it easy on yourself. Depending on where you ride and how often will determine how frequently you need to clean.
- Wash your motorcycle in a shaded area so as not to let the soap dry too quickly and leave a film.
- Make sure the engine has cooled down before washing with soap and water. When using a hose don't spray too hard around the engine so you won't short out the ignition system. If you have an air compressor use the air gun to blow out as much moister around the engine area as possible to dry it out.
- Regular car soap will work best along with a wash mitt that will allow you to get around the areas of the bike. When you want to get to the really small nooks and crannies use a soft bristle toothbrush.
- Wax all painted areas of the bike, there are many waxes available on the market to use, I just stick to the basic turtle wax, it's been around for years, but you might like to shop around.
- Using an SOS pad can clean up minor rust on chrome pieces. Make sure you put a coat of wax after clearing.
- Depending on your seat style you may want to use a leather treatment or possibly Armor All on the vinyl seat. Just remember it's going to be a little slick when you get done.
- If your bike has a chain make sure you lubricate it properly after washing and check for any other areas that might need to be re-lubricated.
- Lastly if you have a nice motorcycle cover then use it to save the hassle of cleaning so often.
Take care and drive safely.
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